Newcomers

Welcome to the Birmingham region! You'll find Birmingham to be one of America's best-kept secrets. Our wonderful climate, tree-blanketed and hilly terrain and the wonderful hospitality of our people make Birmingham an ideal place to live.

Click on the links below for information on getting settled in the Birmingham Region

Banking | Climate | Cost of living | Organizations | Neighborhoods | Utilities


Banking


Commercial

Aliant Bank
P.O. Box 383067
Birmingham, AL 35238-3067
205-408-2000

Alamerica Bank
2170 Highland Avenue Suite 150
Birmingham 35205
(205) 558-4600

BBVA Compass Bank
15 South 20th Street
P. O. Box 10566
Birmingham 35296
(205) 933-3000

BankCorp South
(Home office: Tupelo, MS)
2211 Highland Avenue South
Birmingham 35205
933-8080

Banktrust
401 19th Street North
Bessemer, AL 35020
205-665-3361

Bryant Bank
(Home Office: Tuscaloosa, AL)
5319 US Highway 280
Birmingham, AL 35242

Cadence Bank
P.O. Box 383217
Birmingham, AL 35238
205/985-1909

Citizens Trust Bank Alabama
(Formerly Citizens Federal Savings Bank)
1700 Third Avenue North
Birmingham 35203
(205) 328-2041

Colonial Bank of Alabama, NA
(Home office: Montgomery)
1928 First Avenue North
Birmingham 35203
(205) 325-1600

Covenant Bank
P.O. Box 309
Leeds, AL 35094
205-702-2265

Federal Reserve Bank
524 Liberty Parkway
Birmingham, AL 35242-7531
205-968-6700

First Commercial Bank
800 Shades Creek Parkway
Birmingham 35209
(205) 879-2800

First Financial Bank
(Formerly First Federal Savings Bank)
1630 Fourth Avenue North
Bessemer 35020
(205) 428-8472

First National Bank of Jasper
P.O. Box 31
Jasper, AL 35502-0031
205-/384-8208

F&M Bank
106 E. College Street
P.O. Box 977
Columbiana 35051
(205) 669-3161

Frontier Bank
P.O. Box 414
Chelsea, AL 35043
205-380-0028

IBERIABANK
2340 Woodcrest Place
Birmingham 35209
(205) 870-1939

Nexity Bank
3500 Blue Lake Drive Suite 330
Birmingham 35243
(205) 298-6391
1-877-738-6391
Assets $600,000,000

RBC Bank
(Formerly First American Bank & National Bank of Commerce of Birmingham)
1927 First Avenue North
Birmingham, AL 35203
205-583-3614

Red Mountain Bank
10 Inverness Center Parkway, Suite 120
Birmingham 35242
Phone: 205-313-8100
Fax: 205-313-8111

Regions Bank
417 North 20th Street
Birmingham 35203-3203
(205) 326-7100

Renasant Bank
301 North 20th St.
Birmingham 35203
968-5640

ServisFirst Bank
3300 Cahaba Road
Birmingham, AL 35223

Southpoint Bank
3500 Colonnade Parkway, Suite 140
Birmingham, AL 35243
205-503-5000

Superior Bank
(Formerly The Bank)
John A. Hand Building
17 North 20th Street
Birmingham, AL 35203

Tennessee Commerce Bank
One Chase Corporate Center, Suite 400
Birmingham, AL 35244
205/313-6387

Wachovia
P. O. Box 2554
Birmingham 35290-0001
(205) 254-5000

Union State Bank
15 North 20th Street
Pell City 35125-1763
(205) 884-1520

Savings & Loans

Citizens Trust Bank Alabama
(Formerly Citizens Federal Savings Bank)
1700 Third Avenue North
Birmingham 35203
(205) 328-2041

New South Federal Savings Bank
215 North 21st Street
Birmingham 35203
(205) 320-7700

Credit Unions

ACIPCO Federal Credit Union
1501 31st Ave. North
Birmingham 35202
(205) 328-4371

A.L. Bratcher Federal Credit Union
824 15th Street North
Bessemer, AL 35020
205/428-5572

Alabama Central Credit Union
3601 Fourth Avenue South
P. O. Box 2327
Birmingham 35201-2327
(205) 591-2228

Alabama Postal Credit Union
P.O. Box 11627
Birmingham, AL 35202
205/252-4812

Alabama Telco Credit Union
1849 Data Drive
P. O. Box 360287
Birmingham 35236-0287
(205) 985-2828
1-800-24-TELCO

America’s First Federal Credit Union
1200 Fourth Avenue North
P. O. Box 11349
Birmingham 35202
(205) 320-4000

ANG Federal Credit Union
5401 East Lake Blvd.
Birmingham 35217
(205) 841-4525

APCO Employees Credit Union
1608 Seventh Avenue North
Birmingham 35203-1987
(205) 257-3601

BTW Federal Credit Union
300 18th Street North
Birmingham, AL 35203
205-251-3620

Birmingham Financial Federal Credit Union
1600 20th Street S. Ste. C
Birmingham, AL 35205-4939
205-458-2714

Birmingham News Employees Credit Union
2200 4th Avenue North
Birmingham 35203-3840
(205) 325-2430

Birmingham Police Credit Union
5 Oporto Madrid Blvd S
Birmingham 35206
(205) 836-5099

Birmingham Post Office Credit Union
P.O. Box 414
Birmingham 35201-0414
(205) 252-6569

CMA Credit Union
809 3rd Avenue North
Birmingham, AL 35203
205/251-5218

Coca-Cola United Federal Credit Union
4600 East Lake Boulevard
Birmingham 35217
(205) 849-4711

Corporate America Credit Union
4365 Crescent Road
Irondale, AL 35210
(205) 313-4300
Toll Free: 800-292-6242
Fax: (205) 313-3260

EBSCO Federal Credit Union
5724 Highway 280 East
Birmingham 35242
(205) 991-1106

Educators Community Credit Union
2120 North 12th Avenue
Birmingham 35234-2795
(205) 226-3900

Energen Credit Union
47 West Oxmoor Rd.
Birmingham 35209
(205) 944-1192
Toll Free: 800-811-7704
Fax:944-1196

Federal Employees Credit Union
1509 4th Avenue South
Birmingham 35233-1633
(205) 322-4026

Fireman's Credit Union
1808 North 7th Avenue North
Birmingham 35203
(205) 252-6083

First Educators Credit Union
1810 Merchant Drive
Hoover 35244
(205) 581-8800
1-800-264-8031
FAX: 581-8809

Gasco Employees Credit Union
2000 1st Avenue North #201
Birmingham 35203
(205) 581-1333

Health Credit Union
P.O. Box 2648
Birmingham, AL 35202-2648
205/930-1213

Jefferson Community Development Federal Credit Union
60 Roebuck Drive
Birmingham, AL 35215

Jefferson County Employees Credit Union
716 Richard Arrington Jr. Blvd. N. Suite B-300
Birmingham 35203
(205) 325-5683

L & N Employees Credit Union
4101 Vanderbilt Road
Birmingham 35217
(205) 841-2544

Landmark Credit Union
5705 Valley Road
Fairfield, AL 35064-1209
(205) 783-9100

Legacy (formerlyBirmingham Federal Employees Federal Credit Union
801 Tom Martin Drive Suite 279
Birmingham 35211
(205) 945-1778

Legacy Community Federal Credit Union
(Formerly University Federal Credit Union)
1400 South 20th Street
P. O. Box 55377
Birmingham 35255-5377
(205) 933-9933

Marvel City Federal Credit Union
P.O. Box 713
Bessemer, AL 35021
205/426-0578

Mutual Savings Credit Union
P. O. Box 362045
Birmingham 35228
(205) 929-2274

New Hope Community Development Federal Credit Union
1741 Jefferson Ave. SW
Birmingham, AL 35211
(205) 923-3866

New Pilgrim Federal Credit Union
708 Goldwire Pl. SW
Birmingham, AL 35211-2800
(205) 326-3852

NRS Community Development Federal Credit Union
7400 London Ave. South
Birmingham, AL 35206
(205) 833-3556

O'Neal Credit Union
744 N. 41st Street
Birmingham, AL 35222-1124
(205) 599-8010

People's First Credit Union
P. O. Box 170280
Birmingham, AL 35217
(205) 841-1818

Railroad Federal Credit Union
1808 2nd Ave. South
Irondale, AL 35210-0185
(205) 956-0678

S R I Employee Federal Credit Union
2000 9th Ave. South
Birmingham, AL 35205-2708
(205) 581-2312

St. John's A M E Birmingham Federal Credit Union
708 15th St. North
Birmingham, AL 35203-1384
(205) 251-3764

Sixth Avenue Baptist Federal Credit Union
1101 Martin L. King Dr. SW
Birmingham, AL 35211-2895
(205) 322-6654

Secure First Credit Union
3000 Winewood Road
Birmingham, AL 35215-4186
(205) 520-2100

Social Security Credit Union
2001 12th Ave. North
P.O. Box 937
Birmingham, AL 35285-0001
(205) 323-7028

U S Pipe Bessemer Employees Federal Credit Union
2115 N. 19th Street
Bessemer, AL 35020
205-428-5581

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Climate

Just as Birmingham's location offers residents the benefits of both the mountains and the rivers, it also offers the best of all worlds in weather. Blessed with a great climate, Birmingham is a terrific place to not only visit, but to live. You can golf practically the year-round and enjoy the outdoors through all of our four magnificent seasons. Our sunny climate dovetails beautifully with the sunny Southern hospitality of our people. You'll find the city is a warm and cheerful place filled with people who will go out of their way to make your time here memorable.

How's the Weather?

  • Average Temperature: 62
  • Average Rainfall: 52.16"
  • Average Snowfall: 2.1"
  • Number of Days of Precipitation: 117
  • Number of Days of Maximum Daily Temperature Above 90 Degrees: 51.8
  • Number of Days of Maximum Daily Temperature Below 32 Degrees: 3.5
  • Freezes: First in November, last in March

Altitude: 620 feet average, ranging between 538 and 1,200 ft.

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Cost of Living

Rich in history and culture, Birmingham shines as one of the best places to live and one of the most affordable. Birmingham is listed among the 150 most affordable cities in the US according to the book, "Life 2.0: How People Across America are Transforming Their Lives by Finding the Where of Their Happiness," by Rich Karlgaard, July 2004.

It doesn't take long to fall in love with this city full of energy and life. Take a look for yourself how the Magic City rates in cost of living indexes.

Cost of Living in Birmingham

Updated September 21, 2005

ACCRA Cost of Living in Birmingham, Alabama 2005

HOUSING*

Cost Category Description
$665 Apartment, Monthly Rent Two bedroom, unfurnished, excluding all utilities except water, 1.5 - 2 bath, 950 sq. ft.
$190,221 House, Purchase Price 2,400 sq. ft. living area new house, 8,000 sq. ft. lot, urban area with all utilities

UTILITIES*
Cost Category Description
$81.00 Natural Gas Energy Cost Average monthly cost, at current rates, for 2,000 square foot home, with 2 residents.
$66.99 Electricity Average monthly cost for a private residence.
$41.00 Water Water and sewer monthly rates.
$16.30 Telephone Private residential line;Â Price includes: basic monthly rate; unlimited local calls

* Monthly costs for housing and energy are not community wide averages.

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Organizations

If you are looking to get involved, you will find just about any type of association in the Magic City. This is just a small snapshot of the organizations in the Birmingham region. If your organization would like to be listed, please email Beth Ragland.

Athletics & Hobbies

Alabama Golf Association 979-1234
Alabama Sports Foundation   967-4745
Alabama Tennis Association   328-3984
Alabama Trails Association    384-5274
Alabama Youth Soccer   991-6822
Birmingham Bicycle Club   706-9950
Birmingham Figure Skating Club  620-6448
Birmingham Ski Group   967-6040
Birmingham Track Club   879-5344
Southern Golf Association   979-4653
Southern Skeet and Trap Club   956-6800
Vulcan Triathletes   821-8249
YMCA-Shades Valley Family Branch 870-9622
Alabama Outdoor Group (AOG) 631-4680
Birmingham Scrabble Club 822-2438
YMCA-Northeast Family Branch 833-7616

Arts

Alabama Symphony Orchestra 975-2787
Academy of Fine Arts 320-0888
Alabama Ballet 322-4300
Alabama Theatre for the Performing Arts 252-2262
Alys Stephens Center 975-ARTS
Birmingham Ballet 979-9492
Birmingham Children's Theatre 458-8181
Birmingham Festival Theater 933-2383
Birmingham Museum of Art 254-2076
Cultural Alliance of Greater Birmingham 458-1393
Red Mountain Chamber Orchestra 252-9241
The Library Theatre, Hoover Public Library 444-7882

Civic

Alabama Environmental Council   322-3126
Birmingham's Lions Club
Birmingham Urban League   326-0162
Catalyst
FDSK German Culture Club   324-5949
Leadership Birmingham  252-4496
Optimist Club   930-1526
Kiwanis   458-5233
Rotary   595-4700
Rotaract Club
Sierra Club   879-5628
Civitan International 591-8910
Auntie Litter, Inc. 879-3009
'The Junior League of Birmingham, Inc. 879-9861

Educational

Boy Scouts  970-0251
Boys and Girls Club  744-3070
Birmingham Astronomical Society  854-6783
Cahaba Girl Scout Council   980-4750
Junior Achievement   290-9365
Alabama School of Fine Arts 252-9241
Girl Scouts of North-Central Alabama 980-4750; Ext. 127
Conversational English Classes 933-8381
Girls Incorporated of Central Alabama 595-4475
McWane Science Center 714-8319
Ruffner Mountain Nature Center 833-8264
Youth Leadership Forum of Birmingham 252-6559

Health

Alabama Kidney Foundation  934-2111
American Cancer Society   879-2242
American Diabetes Assn   870-5172
American Heart Assn.   592-8363
Arthritis Foundation   979-5700
Cystic Fibrosis Foundation   823-9113
Epilepsy Foundation   870-1146
Jeffco Department of Health   930-1500
Juvenile Diabetes   871-0333
Leukemia Society   989-0098
Mental Health Assn.   933-9393
Muscular Dystrophy   823-8191
Multiple Sclerosis Society   879-8881
Sickle Cell Foundation   780-2355
Spina Bifida Assn. 978-7287
United Cerebral Palsy   251-0165
American Lung Association of Alabama 933-8821
Camp Smile-A-Mile 323-8427
Crisis Center 323-7782
Lakeshore Foundation 313-7400
Leukemia & Lymphoma Society 989-0098
March of Dimes Birth Defects Foundation 824-0103
Planned Parenthood of Alabama, Inc. 322-0111
Sav-A-Life, Inc. - Vestavia 979-0302
The Amelia Center 251-3430
 

Historical

Birmingham Historical Society  251-1880
Birmingham-Jefferson Historical Society   871-5365
Hoover Historical Society   822-4987
Jefferson County Historical Commission   324-0988
Birmingham Civil Rights Institute 328-9696
Sloss Furnaces 324-1911
Southern Museum of Flight

Trade

Alabama Association of Physicians  985-9488
Alabama Society of Professional  Engineers   934-8471
Birmingham Advertising Foundation  942-0100
Birmingham Association of Realtors   939-3111
Birmingham Automobile Dealers Association  824-0607
Birmingham Bar Association  251-8006
Birmingham Education Association  323-1237
Birmingham Recruiters Network
Birmingham Society of Human Resources Management
Greater Birmingham Association of Home Builders  912-7000
Jefferson County Medical Society  933-8601
Metropolitan Development Board  942-7284
National Association of African Americans in Human Resources Birmingham Ch.
Public Relations Society of America Alabama Chapter
Sales and Marketing Executives of Birmingham  328-3595
Southern Dental Association  985-9488
Southern Medical Association  945-1840
Birmingham Venture Club 241-8109
Business & Professional Women - Vestavia/Hoover 822-2660
Business & Professional Women - Huffman 661-1287
National Association of Credit Managers-Credit & Financial Division 423-2600
Alabama Coal Association 871-3734
American Business Women's Association (Heart of Birmingham Chapter) 714-0063
Birmingham Association of Insurance and Financial Advisors 956-8911
Birmingham District Dental Society 933-1718
Business & Professional Women - Metro of Birmingham  967-5536
International Assn. of Administrative Professionals 970-1600 ext. 3105
Young Business Leaders of Birmingham 933-0090

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Neighborhoods

The Birmingham region is home to a variety of homes, architectural designs and neighborhoods that suit every budget and personal taste. There are homes in downtown, historic urban neighborhoods, and the suburbs. City dwelling means residing in one of Birmingham’s historic 99 neighborhood subdivisions, each with its own neighborhood association that falls under the city’s nine city council districts. In the suburbs, residents have a variety of residences to choose from including estate lots, town homes, apartments and sprawling mansions.

Whatever the preference, Birmingham is a wonderfully diverse city whose metropolitan area features something for everyone. Although it is one of the 60 largest metropolitan areas in the country, Birmingham has not grown too large to enjoy. A recent survey by the accounting firm, Ernst & Young, ranked Birmingham as the eighth most affordable housing market among 70 metropolitan areas. U.S. News & World Report ranked Birmingham as one of the top 25 cities where homeowners fare best.

Here is a list of other cities in the region linking to its neighborhoods, housing or residents:

 

Apartments

Good apartments can be found in almost any part of the metro area. The choice of style is as varied as the rental price and size. Prices can range from $250 a month to $1,000 depending upon the location and amenities. For more information about apartments for rent in the Birmingham region, visit our member directory.

Homes

A wonderfully diverse city, metropolitan Birmingham offers homes to fit just about any lifestyle. There are loft condos in converted warehouses downtown, or you could drive an hour and find a house in the country with cattle grazing in the back. Mansions sit magnificently on estate lots in neighborhoods as exclusive as any in the United States. Mid-rise condos offer great views of the city from Red Mountain.

Birmingham's planned communities combine residential, retail and commercial development in an intelligent, sensitive manner. And, everywhere, affordable single family houses sit in manicured sub-divisions and neighborhoods.

A recent survey by the accounting firm, Ernst & Young, ranked Birmingham as the eighth most affordable housing market among 70 metropolitan areas. U.S. News & World Report ranked Birmingham as one of the top 25 cities where homeowners fare best.

For more information about homes for sale in the Birmingham region, visit member directory.

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Utilities

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